UK's 10 Best Bad Credit Loans

Debt solutions and adverse loans

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10 loan companies who offers debt management solutions even if you have CCJs, bad credit history or if you can't provide evidence of earnings.

First Direct Personal Loan (£2500 - £4950) 1. First Direct Personal Loan (£2500 - £4950)
APR: 13.9% when borrowing for a period of 12 to 84 months. (* Monthly repayment shown is for a loan of £3500 over 48 months.)
John Lewis - Credit Card £101.60


American Express Platinum Cashback Credit Card 2. American Express Platinum Cashback Credit Card
Typical APR: 18.9%
American Express - Platinum Card £0.00


Lloyds TSB Platinum MasterCard 3. Lloyds TSB Platinum MasterCard
Typical APR: 15.9% - Intro APR: 0.0% / 3 months Intro Balance Transfer: 0.0% / 3 months
Lloyds TSB Platinum Mastercard £0.00


MBNA Europe Platinum Plus Card 4. MBNA Europe Platinum Plus Card
Typical APR: 15.9% - Intro APR: 0.0% / 3 months Intro Balance Transfer: 0.0% / 13 months
MBNA Platinum Plus £0.00


Halifax Internet Personal Loan (Semi-exclusive) (£7000 - £13000) 5. Halifax Internet Personal Loan (Semi-exclusive) (£7000 - £13000)
APR: 8.6% when borrowing for a period of 12 to 84 months. (* Monthly repayment shown is for a loan of £10000 over 48 months.)
HALIFAX BANK LOANS £246.96


Moneyback Bank Personal Loan (£7500 - £15000) 6. Moneyback Bank Personal Loan (£7500 - £15000)
APR: 7.8% when borrowing for a period of 12 to 60 months. (* Monthly repayment shown is for a loan of £11000 over 36 months.)
Moneyback Bank £351.50


Capital One Bank Classic Visa Card 7. Capital One Bank Classic Visa Card
Typical APR: 34.9%
Capital One Classic £0.00


MBNA Europe Platinum Rewards Card 8. MBNA Europe Platinum Rewards Card
Typical APR: 15.9% - Intro APR: 0.0% / 3 months Intro Balance Transfer: 0.0% / 13 months
MBNA Platinum Rewards £0.00


Virgin Money Virgin Credit Card 9. Virgin Money Virgin Credit Card
Typical APR: 16.6% - Intro APR: 0.0% / 6 months Intro Balance Transfer: 0.0% / 16 months
Virgin Money - Credit Cards £0.00


AA Online Credit Card 10. AA Online Credit Card
Typical APR: 15.9% - Intro APR: 0.0% / 6 months Intro Balance Transfer: 0.0% / 9 months
AA Credit Cards. £0.00